VIVID BUSINESS – Business Account

VIVID BUSINESS – Business Account

Vivid App Screenshots

Vivid Business is a European financial platform for companies and freelancers, offering multi-IBAN business accounts, Visa business cards, SEPA Instant transfers, international payments, expense management, invoicing, team access and financial management tools through mobile and web applications.

Account Details

Account Type	Business payment account
Provider	Vivid Money S.A.
IBAN Prefixes	DE / DK / LU / NL / ES / FR / IT*
Multiple Accounts	Yes
Unique IBANs	Yes
SEPA	Yes
SEPA Instant	Yes
International Transfers	Yes
Multi-Currency	Yes
Mobile App	iOS / Android
Web Interface	Yes

Business Cards

• Card network: Visa
• Virtual cards: Yes – up to 25 per business account
• Physical cards: Yes – up to 3 per person
• Apple Pay: Supported
• Google Pay: Supported
• Employee cards: Available
• Card spending controls: Available

Card Feature	Details
Virtual Cards	Up to 25
Physical Cards	Up to 3 per person
Card Payment Limit	Up to €20,000 per transaction
General Business Monthly Card Turnover	Up to €100,000
Enterprise+ Monthly Card Turnover	Up to €200,000

Transfers & Payments

Payment Method	Availability
SEPA Transfer	Yes
SEPA Instant	Yes
Incoming International Transfers	Supported
Outgoing International Transfers	Available depending on plan, currency and destination
ACH	Available for eligible paid plans
Internal Vivid Transfers	Supported

Account Funding

• SEPA bank transfer
• International bank transfer where supported
• Bank card funding
• Apple Pay
• Google Pay where supported

Team & Account Management

Additional Accounts	Multiple accounts supported
Unique IBANs	Yes
Team Access	Yes
User Roles	Owner, Admin, Assistant and Employee
Expense Management	Available

Key Features

• Multiple business accounts with individual IBANs
• European local IBAN availability depending on account setup
• Visa physical and virtual business cards
• SEPA and SEPA Instant payments
• International transfers
• Multi-currency account functionality
• Employee cards and permissions
• Expense management
• Invoice management tools
• Accounting integrations
• Mobile and web access

Pros & Cons

Pros	Considerations
Multiple European IBAN options	Exact IBAN prefix depends on account configuration
Large number of virtual cards	Card allowances and fees may depend on plan
SEPA Instant support	International transfer availability varies by corridor
Team and expense management	Some advanced features require a paid plan
Mobile and web access	Services are subject to eligibility and compliance review

* IBAN country, fees, limits, international transfer availability and individual features may vary depending on jurisdiction, company type, selected tariff, currency, destination and customer profile.

Information checked: September 10, 2026.