SHINE – Business Account

SHINE – Business Account

Shine App Screenshots

Shine is a French professional account and payment institution for freelancers and companies, with FR IBAN, Mastercard cards and business-management tools.

Account Details

Account Type	Business payment account / financial platform
Provider	Shine
IBAN / Account Details	FR
Cards	Mastercard
Virtual Cards	Yes on higher plans
Physical Cards	Yes
SEPA	Yes
SEPA Instant	Where supported
SWIFT / International	Limited / partner-dependent
Currencies	EUR
Pricing	Start €9 / Plus €20 / Business €60 per month excl. VAT
Mobile / Web Access	Yes / availability depends on product and market

Key Features

• French IBAN
• Mastercard
• Sub-accounts
• SEPA transfers
• Expense tools
• Invoicing and admin tools

Transfers & Payments

Payment Method	Availability
SEPA	Yes
SEPA Instant	Where supported
SWIFT / International Transfers	Limited / partner-dependent
Supported Currencies	EUR

Business Cards

Card Network / Type	Mastercard
Virtual Cards	Yes on higher plans
Physical Cards	Yes
Mobile Wallet Support	Depends on card programme and market

Pricing

Pros & Cons

Pros	Considerations
Strong French SME tooling	France-focused
Clear plan structure	Limited multi-currency depth
Sub-accounts and team features	Higher team features require Business plan

Official website: www.shine.fr

* Availability, IBAN country, card network, fees, limits, transfer rails and individual features can vary by jurisdiction, company profile and customer eligibility. Verify final commercial terms during onboarding.

Information checked: September 11, 2026.