WAMO – Business Account

WAMO – Business Account

Wamo App Screenshots

wamo is a fully digital EU business account for freelancers, startups and companies, with local IBANs, cards, payments and finance-management tools.

Account Details

Account Type	Business payment account / financial platform
Provider	Wamo
IBAN / Account Details	Local EU IBANs*
Cards	Debit cards
Virtual Cards	Yes
Physical Cards	Yes
SEPA	Yes
SEPA Instant	Yes in supported routes
SWIFT / International	International functionality varies
Currencies	EUR + selected services
Pricing	Freemium plus paid Start / Grow / Scale plans
Mobile / Web Access	Yes / availability depends on product and market

Key Features

• EU business account
• Local EU IBAN
• Virtual and physical cards
• SEPA payments
• Team tools
• Mobile app

Transfers & Payments

Payment Method	Availability
SEPA	Yes
SEPA Instant	Yes in supported routes
SWIFT / International Transfers	International functionality varies
Supported Currencies	EUR + selected services

Business Cards

Card Network / Type	Debit cards
Virtual Cards	Yes
Physical Cards	Yes
Mobile Wallet Support	Depends on card programme and market

Pricing

Pros & Cons

Pros	Considerations
Fast digital onboarding	Plan prices and allowances change by business type
Business-focused app	International rails are not as broad as some global platforms
Freemium option	Eligibility depends on jurisdiction

Official website: wamo.io

* Availability, IBAN country, card network, fees, limits, transfer rails and individual features can vary by jurisdiction, company profile and customer eligibility. Verify final commercial terms during onboarding.

Information checked: September 11, 2026.