VIVA.COM — Business Account

VIVA.COM – Business Account

Viva.com App Screenshots

Viva.com is a European business payments platform combining a business account, business debit cards, SEPA transfers, payment acceptance, POS terminals, Tap to Pay, e-commerce acquiring and real-time settlement tools for merchants.

Account Details

Account Type	Business payment account + payment acquiring
Provider	Viva.com
IBAN	GR*
SEPA	Yes
SEPA Instant	Yes
Payment Acquiring	Yes
POS / Tap to Pay	Yes
Real-Time Settlement	Yes
Mobile App	iOS / Android
Web Interface	Yes

Plans & Pricing

Plan	Monthly Fee	Included Outgoing SEPA
Zero	€0.00*	Pay-per-use
Default	€4.99	4 / month
Standard	€12.99	15 / month
Premium	€19.99	30 / month

* Zero may be subject to a minimum monthly charge. Exact pricing and included services depend on country, account configuration and active services.

Business Cards

• Card type: Business debit card
• Digital cards: Available
• Physical cards: Yes
• Employee cards: Yes
• Multiple active cards: Supported
• Apple Pay: Supported
• Google Pay: Supported

Digital Business Debit Card	Available
Physical Debit Card	€2.99 / month*
Employee Cards	Supported
Mobile Wallets	Apple Pay / Google Pay

Transfers & Payments

Payment Method	Availability / Fee
SEPA Transfer	Yes
Outgoing SEPA after included allowance	€0.25*
SEPA Instant	Yes
Card Payments	Supported
POS Payments	Supported
Tap to Pay	Supported

Account Funding

Funding Method	Availability
Bank Transfer	Supported
SEPA Transfer	Supported
Merchant Payment Settlement	Supported

Payment Acceptance

• In-person card payments
• Online payments
• Viva.com Terminal app
• Tap to Pay on compatible devices
• Physical POS terminals
• Digital receipts
• Refund management
• Real-time sales data
• Transaction history
• Multiple payment methods

Team & Account Management

Multiple Users	Yes
Employee Cards	Supported
Expense Management	Available
Sales Reporting	Available
Refunds	Supported

Key Features

• European business payment account
• GR IBAN on applicable EU accounts
• Business debit cards
• Digital and physical cards
• Employee cards
• SEPA transfers
• SEPA Instant
• Integrated payment acquiring
• Viva.com Terminal mobile payment app
• Tap to Pay
• Physical POS terminals
• E-commerce payments
• Real-time transaction monitoring
• Sales reporting
• Mobile and web account management

Pros & Cons

Pros	Considerations
Business account and acquiring in one ecosystem	Account configuration and fees vary by country
Strong mobile payment acceptance tools	Pricing is more complex than a simple business account
SEPA and SEPA Instant support	Transfers beyond included allowances may carry fees
POS, Tap to Pay and e-commerce acceptance	Merchant acquiring charges depend on payment method and country
Employee card support	Some features depend on eligibility and account configuration

Official website: viva.com

Official Viva.com App: Viva.com App

* Account availability, IBAN configuration, tariffs, transfer fees, card pricing, acquiring fees and payment services vary depending on country, business profile, account configuration and customer eligibility.

Information checked: September 11, 2026.