GENOME – Business Account

Genome App Screenshots

Genome is a Lithuanian EMI offering personal and business accounts, European IBANs, cards, SEPA/SWIFT payments and merchant services.

Account Details

Account Type	Business payment account / financial platform
Provider	Genome
IBAN / Account Details	LT / European IBAN*
Cards	Visa
Virtual Cards	Yes
Physical Cards	Yes
SEPA	Yes
SEPA Instant	Where supported
SWIFT / International	Yes
Currencies	EUR, GBP, USD + selected currencies
Pricing	Plan and transaction based
Mobile / Web Access	Yes / availability depends on product and market

Key Features

Business IBAN
Visa cards
SEPA
SWIFT
Merchant accounts
Mobile app

Transfers & Payments

Payment Method	Availability
SEPA	Yes
SEPA Instant	Where supported
SWIFT / International Transfers	Yes
Supported Currencies	EUR, GBP, USD + selected currencies

Business Cards

Card Network / Type	Visa
Virtual Cards	Yes
Physical Cards	Yes
Mobile Wallet Support	Depends on card programme and market

Pricing

Plan and transaction based

Exact fees, account-opening charges, transfer pricing, card allowances and limits may vary by country, legal entity, risk profile and selected plan.

Pros & Cons

Pros	Considerations
Business and merchant products	Fees depend on business profile
Cards	Some features require separate approval
European EMI	Not a traditional bank

IBAN / Account: LT / European IBAN*

Cards: Visa

Virtual Cards: Yes

Physical Cards: Yes

SEPA: Yes

SEPA Instant: Where supported

International Transfers: Yes

Currencies: EUR, GBP, USD + selected currencies

Pricing: Plan and transaction based

Official website: genome.eu

* Availability, IBAN country, card network, fees, limits, transfer rails and individual features can vary by jurisdiction, company profile and customer eligibility. Verify final commercial terms during onboarding.

Information checked: September 11, 2026.

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