PAYONEER – Business Account

PAYONEER – Business Account

Payoneer App Screenshots

Payoneer is a global business payments platform for receiving marketplace and client payments, holding multiple currencies, paying suppliers and using business cards.

Account Details

Account Type Business payment account / financial platform
Provider Payoneer
IBAN / Account Details Local receiving account details in multiple markets*
Cards Mastercard
Virtual Cards Yes where available
Physical Cards Yes where available
SEPA Yes via supported receiving/payment routes
SEPA Instant Platform-dependent
SWIFT / International Yes / international transfers
Currencies Multiple currencies
Pricing Transaction-based; exact account/card fees vary by country
Mobile / Web Access Yes / availability depends on product and market

Key Features

  • Local receiving accounts
  • International payments
  • Multi-currency balances
  • Business Mastercard
  • Marketplace integrations
  • Mass payouts

Transfers & Payments

Payment Method Availability
SEPAYes via supported receiving/payment routes
SEPA InstantPlatform-dependent
SWIFT / International TransfersYes / international transfers
Supported CurrenciesMultiple currencies

Business Cards

Card Network / Type Mastercard
Virtual Cards Yes where available
Physical Cards Yes where available
Mobile Wallet Support Depends on card programme and market

Pricing

Transaction-based; exact account/card fees vary by country

Exact fees, account-opening charges, transfer pricing, card allowances and limits may vary by country, legal entity, risk profile and selected plan.

Pros & Cons

Pros Considerations
Excellent marketplace coverage Fee structure is complex
Large global network Card availability varies
Useful for international freelancers and SMEs Not a traditional bank account
IBAN / Account: Local receiving account details in multiple markets*
Cards: Mastercard
Virtual Cards: Yes where available
Physical Cards: Yes where available
SEPA: Yes via supported receiving/payment routes
SEPA Instant: Platform-dependent
International Transfers: Yes / international transfers
Currencies: Multiple currencies
Pricing: Transaction-based; exact account/card fees vary by country

Official website: www.payoneer.com

* Availability, IBAN country, card network, fees, limits, transfer rails and individual features can vary by jurisdiction, company profile and customer eligibility. Verify final commercial terms during onboarding.

Information checked: September 11, 2026.

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