SUMUP BUSINESS – Business Account

SUMUP BUSINESS – Business Account

SumUp Business App Screenshots

SumUp Business Account combines a free business account and Mastercard with SEPA transfers, invoicing, expense tools and direct access to SumUp merchant sales.

Account Details

Account Type	Business payment account / financial platform
Provider	SumUp Business
IBAN / Account Details	EU / local IBAN depending on market*
Cards	Mastercard
Virtual Cards	Market-dependent
Physical Cards	Yes
SEPA	Yes
SEPA Instant	Yes in supported markets
SWIFT / International	Limited / market-dependent
Currencies	Primarily local account currency
Pricing	€0/month in many EU markets
Mobile / Web Access	Yes / availability depends on product and market

Key Features

• Free business account and IBAN
• Mastercard included
• SEPA Instant
• Direct Debits
• Expense management
• Fast SumUp sales settlement

Transfers & Payments

Payment Method	Availability
SEPA	Yes
SEPA Instant	Yes in supported markets
SWIFT / International Transfers	Limited / market-dependent
Supported Currencies	Primarily local account currency

Business Cards

Card Network / Type	Mastercard
Virtual Cards	Market-dependent
Physical Cards	Yes
Mobile Wallet Support	Depends on card programme and market

Pricing

Pros & Cons

Pros	Considerations
No monthly account fee in many markets	Availability and exact features vary by country
Good integration with SumUp acquiring	International banking features are more limited than global multi-currency providers
Simple setup	Best suited to merchants already using SumUp

Official website: www.sumup.com

* Availability, IBAN country, card network, fees, limits, transfer rails and individual features can vary by jurisdiction, company profile and customer eligibility. Verify final commercial terms during onboarding.

Information checked: September 11, 2026.