WISE BUSINESS – Business Account

WISE BUSINESS – Business Account

Wise Business App Screenshots

Wise Business is a multi-currency business account for receiving, holding, converting and sending money internationally at transparent exchange rates.

Account Details

Account Type Business payment account / financial platform
Provider Wise Business
IBAN / Account Details Local account details in multiple currencies*
Cards Visa / Mastercard depending on region
Virtual Cards Yes
Physical Cards Yes
SEPA Yes
SEPA Instant Where supported
SWIFT / International Yes
Currencies 40+ currencies
Pricing No monthly subscription in many EEA markets; card fees vary by country
Mobile / Web Access Yes / availability depends on product and market

Key Features

  • Multi-currency balances
  • Local receiving details
  • International transfers
  • Business debit cards
  • Team expense cards
  • Batch payments and accounting integrations

Transfers & Payments

Payment Method Availability
SEPAYes
SEPA InstantWhere supported
SWIFT / International TransfersYes
Supported Currencies40+ currencies

Business Cards

Card Network / Type Visa / Mastercard depending on region
Virtual Cards Yes
Physical Cards Yes
Mobile Wallet Support Depends on card programme and market

Pricing

No monthly subscription in many EEA markets; card fees vary by country

Exact fees, account-opening charges, transfer pricing, card allowances and limits may vary by country, legal entity, risk profile and selected plan.

Pros & Cons

Pros Considerations
Transparent FX pricing Not every feature is available in every country
Broad currency coverage Card and transfer fees vary
Strong international payment network Cash handling is limited
IBAN / Account: Local account details in multiple currencies*
Cards: Visa / Mastercard depending on region
Virtual Cards: Yes
Physical Cards: Yes
SEPA: Yes
SEPA Instant: Where supported
International Transfers: Yes
Currencies: 40+ currencies
Pricing: No monthly subscription in many EEA markets; card fees vary by country

Official website: wise.com/business

* Availability, IBAN country, card network, fees, limits, transfer rails and individual features can vary by jurisdiction, company profile and customer eligibility. Verify final commercial terms during onboarding.

Information checked: September 11, 2026.

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