ZEN.COM – Business Account

ZEN.COM – Business Account

ZEN.COM App Screenshots

ZEN.COM is a European financial platform offering multi-currency accounts, cards, transfers, payment acceptance and shopping/payment protection features.

Account Details

Account Type Business payment account / financial platform
Provider ZEN.COM
IBAN / Account Details EEA account details depending on product*
Cards Mastercard
Virtual Cards Yes
Physical Cards Yes
SEPA Yes
SEPA Instant Where supported
SWIFT / International Selected international routes
Currencies Multi-currency
Pricing Plan-based; business terms vary by market
Mobile / Web Access Yes / availability depends on product and market

Key Features

  • Multi-currency wallet
  • Mastercard
  • Virtual and physical cards
  • International transfers
  • Cashback
  • Mobile app

Transfers & Payments

Payment Method Availability
SEPAYes
SEPA InstantWhere supported
SWIFT / International TransfersSelected international routes
Supported CurrenciesMulti-currency

Business Cards

Card Network / Type Mastercard
Virtual Cards Yes
Physical Cards Yes
Mobile Wallet Support Depends on card programme and market

Pricing

Plan-based; business terms vary by market

Exact fees, account-opening charges, transfer pricing, card allowances and limits may vary by country, legal entity, risk profile and selected plan.

Pros & Cons

Pros Considerations
Strong app experience Business offer differs from personal plans
Multi-currency and cards Exact account rails vary by market
Useful online-shopping protections Plan pricing can change
IBAN / Account: EEA account details depending on product*
Cards: Mastercard
Virtual Cards: Yes
Physical Cards: Yes
SEPA: Yes
SEPA Instant: Where supported
International Transfers: Selected international routes
Currencies: Multi-currency
Pricing: Plan-based; business terms vary by market

Official website: www.zen.com

* Availability, IBAN country, card network, fees, limits, transfer rails and individual features can vary by jurisdiction, company profile and customer eligibility. Verify final commercial terms during onboarding.

Information checked: September 11, 2026.

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